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Updated almost 6 years ago on . Most recent reply

Derek Morrison's profile image
Derek Morrison's profile image
Derek Morrison
  • Rental Property Investor
  • from Marshfield, MA
  • Member since Nov 27, 2018
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Derek Morrison's profile image
Derek Morrison's profile image
Derek Morrison
  • Rental Property Investor
  • from Marshfield, MA
  • Member since Nov 27, 2018
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Derek Morrison
  • Rental Property Investor
  • Marshfield, MA
28
Votes |
89
Posts
Private Lending & Conventional Mortgage Advice

Out of state financing

Derek Morrison
  • Rental Property Investor
  • Marshfield, MA
Posted

If I live in MA and want to buy a property in Arizona, do I need to get a loan in MA or AZ? (assuming traditional bank financing)

  • Derek Morrison
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    Doug McVinua's profile image
    Doug McVinua's profile image
    Doug McVinua
    • Property Manager
    • from Queen Creek, AZ
    • Member since Nov 16, 2016
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    Doug McVinua
    • Property Manager
    • from Queen Creek, AZ
    • Member since Nov 16, 2016
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    Doug McVinua
    • Property Manager
    • Queen Creek, AZ
    417
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    Doug McVinua
    • Property Manager
    • Queen Creek, AZ
    Replied

    @Derek Morrison Generally the path of least resistance will be to work with an in-state lender for an Arizona residential transaction (1-4). Each state has nuances that are unique and will just make the process smoother. Also, residential agents, in general, prefer an in-state lender. Out of state lenders require more hand-holding, training etc on the way Arizona works.

    Commercial is a different ball game and is far more receptive to an out of state lender.

  • Doug McVinua
  • [email protected]
  • 602-751-7577
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