Any lenders roll the down payment into the loan?? Help please

[Lawrence Holloway]

I have a great opportunity to acquire 12 SFR! The only problem is the down payment! I will partner if needed, but only if needed. I would like to know if ANYONE knows or has heard of any lenders that will roll the down payment into the mortgage?

For example if the loan is $100,000 with a 75% LTV (Loan to Value) ratio, the down payment is $25,000. By rolling it into the loan, it would actually change the loan from $100,000 to $125,000.

100% occupied bringing in $10,210/mo. So I could care less about the rates and terms. The cashflow is going to be positive.

(I’m only a property manager for my fathers rentals so I’m fairly new. So forgive me if this is a stupid question)