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Updated almost 6 years ago on . Most recent reply

James Caruso's profile image
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James Caruso
  • Real Estate Investor
  • from Middle Island, New York
  • Member since Dec 23, 2016
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James Caruso's profile image
James Caruso's profile image
James Caruso
  • Real Estate Investor
  • from Middle Island, New York
  • Member since Dec 23, 2016
Connect
James Caruso
  • Real Estate Investor
  • Middle Island, NY
68
Votes |
147
Posts
Private Lending & Conventional Mortgage Advice

401k Loan - Do funds need to season?

James Caruso
  • Real Estate Investor
  • Middle Island, NY
Posted

Been searching around for an answer to this, but found nothing concrete. 

I took a 401k loan to use as a down payment on my first buy and hold. Will I need to season these funds for 60 days? I read some things from @Chris Mason that if they are secured funds it's not necessary.

Also this loan shouldn't be calculated with my DTI, correct?

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James Caruso's profile image
James Caruso's profile image
James Caruso
  • Real Estate Investor
  • from Middle Island, New York
  • Member since Dec 23, 2016
Connect

User Stats

147
Posts
68
Votes
James Caruso's profile image
James Caruso's profile image
James Caruso
  • Real Estate Investor
  • from Middle Island, New York
  • Member since Dec 23, 2016
Connect
James Caruso
  • Real Estate Investor
  • Middle Island, NY
68
Votes |
147
Posts
James Caruso
  • Real Estate Investor
  • Middle Island, NY
Replied

@Chris Mason @George Blower @Harjeet Bhatti @Patricia Steiner

Thank you all for taking the time to answer. Very much appreciated.

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