Funding with bad credit

[Steven Pratt]

Hello everyone, so I just received my first tiny house it’s 560sqft but here in New York that’s worth atleast 300k. It was seeded to me for a certain amount. It’s clear of any violations or debt and I want to do a cash out refinance but I’m facing credit challenges duh to my younger immature years. I didn’t realize it would play a major role in life, never taught that built what I have on my own now 27 years young and want the best for my kids. Is it possible to do a cash out with bad/working credit? Isn’t my house enough to qualify? Any options?

[Teri Feeney Styers]

@Steven Pratt as a Realtor you should have some lender relationships and a basic understanding of lender requirements. @Account Closed is offering to help you. You need to learn as much as you can from him. Perhaps your experience and this new connection could help you in your career by linking "weak" buyers to a savvy lender... But you really should be building your relationships with more than one lender and learning as much as you can about the hurdles your future buyers may be facing. People count on you for expertise and guidance...