Looking to join a Hard Money group.

[Jacob Morris]

I have started reaching out to hard money groups to see if they are willing to take on new investors. I wanted to get involved in real estate but wanted to explore every option including joining a group to be the "bank". So far one company has messaged me back with their pitch of 17 years of never missing a months payment to investors. They require investors to bring forth 200k and offer 7% annum. If over 1Mil then 8% annum. How do you know what a good company is? Red flags to look out for? I have been/will continue to do my own research on the topic but would love to accelerate my knowledge through BP and the people with all the experience. Please let me know or PM me your thoughts! Thank you for any advice.