203k loan - do I need a consultant?

[Mike L.]

I am thinking of getting a 203k loan to buy and fix up a house that I will live in. I have seen ads for "203k consultants" who will walk you through the process. Some are also general contractors who will do the rehab.

I already have a contractor that I would like to work with for the fix-up. If I can find a mortgage broker who is experienced with 203k loans, do I really need to hire a separate consultant?

[Ashley Huff]

Encountered your post with some searching through the website. I'm currently in this position. I live in Texas if that needs to be stated at all. My lender is telling me that consultant will be assigned to the loan so its not necessary to hire my own consultant. She will provide contact information for the consultant, but all of my questions should be relayed to her and she will take care of everything. 

I guess my question is - do I need to hire my own consultant even though one will already be provided through my lender? 

I know this is an older post, but I'm hoping someone will offer me some lessons from experience. 

Thanks.