Need Advice About Local Mortgage Company - Kansas City

[Tony Thompson]

Hey guys I've been thinking about refinancing my duplex to a lower rate. There is a local company here in KC called "A1 Mortgage", Ive been hearing their ads about their "freedom loan" and need to pick your brains to see if there is a catch.

They advertise it as paying mostly principle, so you will be able to pay it off in less than 10 years without changing monthly payment AND no closing costs. Anyone from KC have a review of this program?

Here is a link too: http://www.mya1mortgage.com/freedom-loan

Thanks