TRYING TO CREATE A NOTE

[Ryan K.]

I have the opportunity to lend on house we rehabbed. Would be owner-occupied. Title company states that they can simply originate the note and I can even service it myself. From what I’ve read it sounds way too simple and I’m likely to violate lender laws in my wonderful state of CA. 

How/who do I safely originate a loan on these properties? Is it really as simple as letting the title company record the note that lender/buyer agree to?