Commercial Loan Cash-Out Refi

[Charles Thurber]

Hey all,

My partners and I are in the midst of a 4-week flip on a BRRRR Property in Texas. We purchased the property in cash and are looking for a cash-out refinance.

Since this is a partnership, we are performing the entire operation under an LLC. We are running into the common-issue of finding best terms for a commercial-loan of 80% on a 20-year period.

We are looking for a way to find 30 year terms....is this something we could achieve without putting the property under one of our personal-names?  (& having a transfer of property, tax changes, etc)

Thanks in advance for any time & experience