First mortgage tips multifamily

[Mikhail Katz]

Hey BP and happy holidays,

So I am really excited to buy my first investment property and I am currently trying to get pre-approved for a mortgage, so far I've been only in contact with quicken loans (rocket mortgage), they say I need to have 25% down (multifamily) plus about $10k for closing costs (quote: fees charged by fannie mae that can be another 3-4000). 

What are my other options? any recommendations? banks or brokers? I am in CA looking to invest in OH. Would be nice to find a bank with 20% down for multifamily investment property.