Financing options 10-15% downpayment

[Mikhail Katz]

Hey I came across a deal I am interested in but currently have only 10% for a downpayment.

It's a multifamily 4 units for 180k. Also it is out of state, in OH and I live in CA so I won't be able to occupy it and also it is all rented out as I understand.

I have good income and credit score but as far as I understand conventional loan will require to put 25% down. I would like to find something for 10-15%.

What other options do I have? Hard money loan? But I am worried about refinancing it since I have no idea what would be the appraisal value of this property.