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Updated about 6 years ago,

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Chris Mason
Pro Member
  • Lender
  • California
10,781
Votes |
9,928
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2019 FNMA/FHLMC Loan Limits are out.

Chris Mason
Pro Member
  • Lender
  • California
ModeratorPosted

Increased across the board.

Conforming - this is most of America.

SFR - $484,350

Duplex - $620,200

Triplex - $749,650

Fourplex - $931,600

High Balance - this is your high cost of living areas such as DC, LA, SF, Oakland, NYC, etc.

SFR - $726,525

Duplex - $930,300

Triplex - $1,124,475

Fourplex - $1,397,400

You can divide the loan limit by the LTV to figure out purchase price. For example SFR high balance is $726,525 / .95% = $764,763 purchase price with 5% down. About $45k higher than the 2018 cap.

Once 2019 hits, you can look up your exact county here. Make sure you change "Limit Type" from "FHA Forward" to "Fannie/Freddie" if you're looking at a Fannie/Freddie loan.

  • Chris Mason
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