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Updated about 6 years ago on . Most recent reply

2019 FNMA/FHLMC Loan Limits are out.
Increased across the board.
Conforming - this is most of America.
SFR - $484,350
Duplex - $620,200
Triplex - $749,650
Fourplex - $931,600
High Balance - this is your high cost of living areas such as DC, LA, SF, Oakland, NYC, etc.
SFR - $726,525
Duplex - $930,300
Triplex - $1,124,475
Fourplex - $1,397,400
You can divide the loan limit by the LTV to figure out purchase price. For example SFR high balance is $726,525 / .95% = $764,763 purchase price with 5% down. About $45k higher than the 2018 cap.
Once 2019 hits, you can look up your exact county here. Make sure you change "Limit Type" from "FHA Forward" to "Fannie/Freddie" if you're looking at a Fannie/Freddie loan.
Most Popular Reply

@Chris Mason I think you have a typo on the 4-plex reversing the 3 and the 9, although that would be a nice big number. :)
$1,397,400