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Updated about 6 years ago on . Most recent reply

User Stats

9,934
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Chris Mason
  • Lender
  • California
10,788
Votes |
9,934
Posts

2019 FNMA/FHLMC Loan Limits are out.

Chris Mason
  • Lender
  • California
ModeratorPosted

Increased across the board.

Conforming - this is most of America.

SFR - $484,350

Duplex - $620,200

Triplex - $749,650

Fourplex - $931,600

High Balance - this is your high cost of living areas such as DC, LA, SF, Oakland, NYC, etc.

SFR - $726,525

Duplex - $930,300

Triplex - $1,124,475

Fourplex - $1,397,400

You can divide the loan limit by the LTV to figure out purchase price. For example SFR high balance is $726,525 / .95% = $764,763 purchase price with 5% down. About $45k higher than the 2018 cap.

Once 2019 hits, you can look up your exact county here. Make sure you change "Limit Type" from "FHA Forward" to "Fannie/Freddie" if you're looking at a Fannie/Freddie loan.

  • Chris Mason
  • Most Popular Reply

    User Stats

    1,141
    Posts
    602
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    Stephanie Medellin
    • Mortgage Broker
    • California
    602
    Votes |
    1,141
    Posts
    Stephanie Medellin
    • Mortgage Broker
    • California
    Replied

    @Chris Mason  I think you have a typo on the 4-plex reversing the 3 and the 9, although that would be a nice big number.  :)

    $1,397,400

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