closing costs---HELP!!!!

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i am in the process of re-fi'ing my house. i am taking $85K out on a 30 fixed @ 5.875%. i have tri-merge credit scores of over 800. i will have over 35% equity in my home when the deal is done. the loan is for $210,000. i am going stated income.

that being said here is a glimps of my good faith estimate.

Items payable in connection with loan
1% origination----------------------------------2,100
appraiser fee-------------------------------------350
credit report----------------------------------------15
tax related service fee----------------------------75
processing fee-------------------------------------200
underwriting fee-----------------------------------530
wire transfer fee-----------------------------------25
flood certificate-------------------------------------20

title charges
closing/escrow fee---------------------------------175
document preparation fee-------------------------45
title insurance---------------------------------------989

government recording & transfer charges
recording fees-----------------------------------------65
'additional title/escrow charges-if needed'----------150

items required by lender to paid in advance
interest for 10 days @ $35.00------------------------350

reserves deposited with lender
hazard insurance premium, 3 months @ $60.00--------180
taxes and assessment reserves, 3 months @ $105.00----315
next quarter taxes in advance-------------------------------315

compensation to broker, yield spread premium paid by lender.
rebate lender to broker, .25 point to .50 point margin ----<$1050.00>.

[b]Total without the rebate to lender, $5900.

that is my good faith estimate, i would love to have some advice and constructive critisism before i go to sign.

atilano[/b]