Lending options for Canadians/foreigners investing in the US

[Dean Attali]

I'm a Canadian living in Canada, but I'm mostly interested in investing in the US. Being a foreigner living in the US is fine, and being an American living abroad is fine too. But being a foreigner living outside the US seems to be a problem for getting loans from banks, even though I have US credit history, I have US credit cards, I have US bank accounts, I have an SSN (I used to work in the US).

As a Canadian, I have very limited options for financing. I couldn't find any American bank that would be able to lend to me. I called around 50 banks, big and small, national and local, and couldn't find anything.

The only bank options seem to be Canadian banks that operate in the US, which only gives me two options, and the terms are not very good, including a very large down payment.

I could easily get hard money lenders to work with me, but their rates are much higher. I'd be very interested in knowing if anyone has any experience/success in getting a mortgage with a US bank while being a foreigner and not residing in the US.

[Nick D.]

We lend to Canadians and other foreign nationals. Feel free to reach out for more info!