Building a credit profile for an entity

[Andrew K.]

I'm working on getting a loan for a larger MF deal. I'm creating a a single purpose entity (LLC) that will own the real estate. Seeing as the entity has no history or credit and the loan is less than a $1MM. I'm personally guaranteeing the loan. Is there a way I can build a credit profile for an entity that can extend past this deal? I expect to create more single purpose entities for commercial RE in the future as well as holding multiple SFHs and small <5 unit MFs inside other entities.

In other words - Can I create another entity (HoldCo LLC) over the new single purpose LLC (123 Main Street LLC) and build a credit profile for HoldCo that I use when getting financing in the future. HoldCo will survive the subordinate LLCs and will probably hold some SFHs/small MFHs directly. I know I'd still personally guarantee the loans perhaps at first. The goal being that over time HoldCo has a credit profile that allows me to get financing without personal guarantees.

If this a valid strategy what would I have to tell lenders at first so that HoldCo gets credit for loans that are in place for the sub LLCs with my guarantee?