Anyone familiar with loans in Michigan / closing costs?

[Courtney M.]

I just got a quote back for a loan for a SFH in southeast Michigan. At $89k ask, there are $5,500 in closing costs ($1,500 of that is tax prorations) and then $2,100 in prepaids (insurance/taxes). The closing costs seem high, but this is the first estimate I have received back. I plan to get a few other quotes but I have no idea if this is typical.

Processing Fees $495.00

Underwriting Fees $695.00 

Loan Administration $58.00

Fee Discount Points $719.20

Appraisal $515.00

Title - Wire / Courier Fee $85.00

Settlement Fee $550.00

Lender's Title Insurance $450.00

Recording Fees $90.00

Realtor/Broker Service Fee $395.00

Tax Prorations $1,500.00

Total Estimated Closing Costs $5,552.20