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Updated over 6 years ago on . Most recent reply

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Nate Dunham
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Nate Dunham
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Nate Dunham
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Private Lending & Conventional Mortgage Advice

Freddi Mac / PMI Question

Nate Dunham
Posted

I have a 30 year loan that was sold on to Freddie Mac but serviced by a smaller midwest bank. I'll hit two years next year and I've been thinking of requesting PMI removal. This will be done partially because of appreciation.

At the moment I've assumed I need 75% LTV for current appraised value....however I'll also be replacing the roof this year. Does that count as a "major renovation or home improvement" that would trigger 80%?

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