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Updated almost 7 years ago on . Most recent reply

Sarah Kuppert's profile image
Sarah Kuppert's profile image
Sarah Kuppert
  • from Baltimore, MD
  • Member since Jul 17, 2017
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Sarah Kuppert's profile image
Sarah Kuppert's profile image
Sarah Kuppert
  • from Baltimore, MD
  • Member since Jul 17, 2017
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Sarah Kuppert
  • Baltimore, MD
3
Votes |
9
Posts
Private Lending & Conventional Mortgage Advice

Paying mortgage insurance upfront

Sarah Kuppert
  • Baltimore, MD
Posted

How do you feel about paying mortgage insurance upfront? My loan officer mentioned tax benefits as a plus and lower monthly payments. Are there any downsides to that loan payment option from an investor point of view?

Here is the quote I got:

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Jim Adrian's profile image
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Jim Adrian
  • Architect
  • from Papillion, NE
  • Member since Jul 31, 2015
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Jim Adrian's profile image
Jim Adrian's profile image
Jim Adrian
  • Architect
  • from Papillion, NE
  • Member since Jul 31, 2015
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Jim Adrian
  • Architect
  • Papillion, NE
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Jim Adrian
  • Architect
  • Papillion, NE
Replied

We pre paid our mortgage insurance on our primary house.  We felt it was worth it.  We also knew we were not moving anytime soon.  Our Interest rate is super low and we know we would not be refinancing.

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