Advice for Delayed Financing

[Emily H.]

I'm having a hard time finding a residential lender who can do delayed financing on investment properties. I recently closed with all cash for two fully occupied 4plexes in Columbus OH. Does anyone have any advice on how to find delayed financing lenders?

So far, I have one lender who is willing to do 5.125% at 30-year fixed, 30% down, 2 discount points. I have another lender who is willing to do 4.9% at 30-year fixed, 50% down, no discount points. How would you evaluate these two options?