MORTGAGE IN DEFUALT - How much is owed - Seller second

[Shannon Trivett]

I'm looking at a deal where the seller vacated 3 years ago and has kept the first mortgage current but has a seller second that was never really paid on time.

Loan Originated 2001 for about $5100  several payment were made but my seller is unclear how many. When my seller fell behind the mortgage holder told them she could be patient and to pay as they could.

Current owner would dispose of the property for actually  owed amount of both loans plus closings costs... so basically they will not see any proceeds and just want to get out from under it. 

What is the best way to determine how much is actually owed on the seller second?