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Updated almost 7 years ago on . Most recent reply

Yeng Hawj's profile image
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Yeng Hawj
  • Rental Property Investor
  • from Elk Grove, CA
  • Member since Aug 2, 2017
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Yeng Hawj's profile image
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Yeng Hawj
  • Rental Property Investor
  • from Elk Grove, CA
  • Member since Aug 2, 2017
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Yeng Hawj
  • Rental Property Investor
  • Elk Grove, CA
7
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Private Lending & Conventional Mortgage Advice

Extra principal payment (Yearly Max)

Yeng Hawj
  • Rental Property Investor
  • Elk Grove, CA
Posted

Is there a yearly max on how much the principle can be paid down each year (in addition to regular mortgage payments)?

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Andrew Postell
#1 BRRRR - Buy, Rehab, Rent, Refinance, Repeat Contributor
  • Lender
  • Fort Worth, TX
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Andrew Postell
#1 BRRRR - Buy, Rehab, Rent, Refinance, Repeat Contributor
  • Lender
  • Fort Worth, TX
Replied

@Yeng Hawj this is dependent on if your loan has a prepayment penalty or not.  Assuming your loan DOES NOT have a penalty (As in a Fannie Mae or Freddie Mac loan) then you can pay as much as you like each year.

  • Andrew Postell
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