Hard money lending for down payment of an investment duplex

[Chris Penny]

Can I borrow hard money for down payment of an investment duplex? Due to my financial condition, I need to put 30% down for this duplex and I don't have enough. My friends (relatives) can lend me money (as "gift") but my lender says that gift doesn't work for investment property. Does hard money lending make any difference here? I don't mind the high rate because I should be able to pay back pretty soon. Any other options for my situation? Thanks