Private Lending & Conventional Mortgage Advice
Market News & Data
General Info
Real Estate Strategies
Short-Term & Vacation Rental Discussions
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Tax, SDIRAs & Cost Segregation
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
1031 Exchanges
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated over 6 years ago on . Most recent reply
![Brett Robinson's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/865143/1621504655-avatar-brett_robinson.jpg?twic=v1/output=image/crop=721x721@0x119/cover=128x128&v=2)
Refinancing after Quitting Job
I am currently at a job making a really great yearly wage. Around 150K a year. So getting approved for mortgages is no issue yet. My question is after I scale up and make enough cash flow to sustain my life style I’d like to quit this job. After I do that will refinancing become a real issue as all I will be living off of is cash flow from my rental properties.
Not sure how this works but I can see it being a problem in my “master plan”.
Any advice or insight is appreciated..
Most Popular Reply
![Bob Green's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/241008/1621435557-avatar-privatebanker23.jpg?twic=v1/output=image/cover=128x128&v=2)
Hello Brett,
As long as you have good credit, property cash flows and the loan to value is under 75%, there are plenty of portfolio lenders that can assist you. These type's of loans do not require employment or W2 income. PM me if you want to discuss further.