Pitching myself to Commercial Portfolio Lender...What to ask for?

[Michael Ablan]

Hey guys!  I was wondering if anyone could drop some insight as to what I should realistically ask for or expect to get based on the following info.  Any help would be greatly appreciated!

After calling all of my local banks I've finally landed an appointment with the president of a small institution capable of making portfolio business loans.  I spent the entire weekend preparing my financials and putting together a beautiful binder detailing everything there is to know about myself and my portfolio.  Here's a quick run down of my numbers

Total portfolio : 10 buildings, 12 total units rented.  Only 6 of the buildings are actively used as rentals.  The rest are in rehab.

Total portfolio worth: $724k (4 buildings will increase substantially after rehab.) ARV would be $949k.

Total available equity: $385k AS IS.  

My net income on my portfolio is $25k, which is pretty good considering I bought 8 of the units in the final 6 months of the year.  I also have a good income as a real estate agent, as well an electronic wholesale business.

So what should I ask for?  Would it be unrealistic to ask for a $500k line of credit tied to my portfolio?  I want this to be the one lender I turn to for all of my deals, whether its a purchase or refinance. I've currently got 2x 4 units, 1x 5 unit and 2x duplex under contract, but I'm sick of taking everything through the conventional banking route of 45+ day from start to close.

I just don't want to go in asking for something crazy and get laughed out of the room.   Please throw out any thought or suggestions.  I want to go into this thing as prepared as possible!  Thank you