SFH Commercial Lending Research in Baltimore

[Beau Ordemann]

Looking for advice on what to expect for commercial loans in Baltimore (or in general) and any recommendations for local banks or credit unions.

We have just about maxed out on conventional loans and will be entering the commercial lending realm. I've met with a local bank (in Canton), and the terms they offered were 5% rate (variable), 10 year term, 20 year amortization. They will lend 70-75% (70-75 LTV).

Curious if there are better options out there and any good portfolio loan bank / credit union recommendations.

Thanks everyone!