Question to borrowers of HMLs out there

[Rich Weese]

I still get a few requests for HML or transactional loans. I'm just curious. Those that are actually doing or trying to do deals, this is for you.
1. Are you finding the loans?
If yes
2. Do you have skin in the game? If so, what %?
if not
3. Why do you think you're not finding the loan?
4. Are your lenders normally local?
5. Actual rate you"re currently paying
6. Would you say this borrowing system has been a success?
If so, why and what would you suggest to others? Rich