Homepath investor loans - 4 per couple or 4 per spouse?

[Joe Smith]

Getting ready to apply for pre-approval on a Homepath (Fannie) investor mortgage and wondering if applying jointly or seperately is the way to go.

I'm sure a lender can answer this question, but I'd like to have my ducks in a row before approaching one.

Their rules are 10% down for your first four investment properties, then 25% down for any property thereafter.

My question - could a married couple apply for these loans seperately, provided their individual FICO's and income support the loans, allowing 8 properties total (4 each) @ 10% down?