Advice for (fairly) new business owner getting financing/started

[Jordan Sitzler]

Hello everyone!  First thread here on BP!  I'm still wet behind the ears and looking for my first deal.

I started up a window cleaning, pressure washing, and gutter cleaning business August 2016 but that was under my Father-in-law on his books, and I started up officially under my own business license in February 2017.  My income is still low, roughly 27k gross from my business and ~10k from trading options.  So 37k on the year here.  I'm married, but my wife is staying home with our baby.  Since I started in February I don't have any tax returns on the books to take to a lender.  Any advice on getting financing for my first rental or flip property?  I went to one portfolio lender and it was a hard no until at least the 1st return, but probably 2 years worth of returns.

I found a few properties that pencil well and should cash flow a few hundred per month.  How do I get financing approval?  Thanks!

Other info:  

-tied up in a 1 year lease renting a property until August 1st.

-only debt: $100/mo for student loan

-credit score falls within the excellent range

-~28k total to put into a deal, leaving 8k for family emergencies