Refinance a rental that was bought as primary residence

[Victor Kozlovsky]

Hi all,

I am thinking about refinancing a condo that I got three and a half years ago as a primary residence (and actually lived in for about three years), but I am not sure how the process works since it is not an owner occupied property anymore. Will rates be higher compared to if it still was my primary residence? Should I go to the same bank (BofA) that issued the original mortgage? Any advice is highly appreciated. Thank you.