Possible to refi commercial to 30 yr?

[Mike Cox]

I have 7 townhouses. All are on a 20 yr loan I have had for over 2 years fixed for 3 more years. Was thinking of refinancing to a better rate. My current rate is 5 percent. Would love to get to a 30 yr fixed for cash flow. I have a penalty if I refinance it is 3 percent now. Goes down 1 percent a year. I put 20 percent down and I bought cheap I may have 30 to 40 percent equity. Value has went up according to zillow. Also i am a veteran, I saw a post about a commercial VA loan. I am a veteran.

Credit is 800

Any ideas?