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Updated over 7 years ago on . Most recent reply

Michael Malloy's profile image
Michael Malloy's profile image
Michael Malloy
  • Flipper/Rehabber
  • from Dallas, TX
  • Member since Jul 9, 2016
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User Stats

26
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3
Votes
Michael Malloy's profile image
Michael Malloy's profile image
Michael Malloy
  • Flipper/Rehabber
  • from Dallas, TX
  • Member since Jul 9, 2016
Connect
Michael Malloy
  • Flipper/Rehabber
  • Dallas, TX
3
Votes |
26
Posts
Private Lending & Conventional Mortgage Advice

Question about multi-family lending restrictions

Michael Malloy
  • Flipper/Rehabber
  • Dallas, TX
Posted

I'm looking for a wholesale (duplex) multi-family to purchase in Texas that I plan to owner-occ once the rehab is complete. I don't want to lock up all my cash and would like to refi out of the hard-money loan at 90% LTV. However, whether I go conventional or portfolio, I'm concerned that the Texas A6 law is will prevent me from refinancing above 80%.

Does anyone know if there is a work around for this scenario that could get me to 90% cash out once I move in?

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