Freshly-Minted Green Card Holder Seeks 10 Fannie Mae's- Advice?

[Wade Chilcoat]

Hi Everyone,

I am a US citizen who is married to a Korean national. My wife just obtained her US permanent residency earlier this year, and we would like her to qualify for her allotment of 10 Fannie Mae mortgages when we move back to the USA in the spring of 2019. I currently have three traditional mortgages and should get my final seven by the end of next year from the pending sale of my NYC apartment. My question is: how we can set things up so that my wife will best qualify for Fannie Mae's when we return to the USA?

Here is some additional information:

1) I added her name last year as a joint account holder on my credit card to help build some credit history

2) She was issued a US social security number when she worked several years ago in NYC as a nurse upon finishing nursing school at CUNY

3) She has held a "Citibank Korea" checking account for several years

4) She currently works for an international pharmaceutical company here in Korea making decent money (~$USD50k per year)

5) We have filed our taxes separately for fiscal year 2016 and will do so again for 2017 and 2018 so that she will have 3 years of tax returns on file

6) We currently own 7 rental properties that are all held in various LLC's which are managed by our c-corp. All of the LLC's are in my name except for one which is in her name, but she is vice-president of the c-corp.

Should I have all of the income generated by the c-corp be paid to her so that her income becomes more attractive to lenders? Given our current situation, how easy or difficult will it be for her to qualify of all of these loans?

Thanks,
Wade