Lending on the first deal

[Cody Parker]

I'm just getting started and am already running into lending concerns.  29 yrs old, no debt, excellent credit, excellent income, good liquidity, and looking at properties.  The only lenders that will talk to me so far want minimum of 25%-35% down (25% on existing structure and 35% on new construction) They are also skeptical about predicting income from the properties even though the rental market in my area is tight and occupancies are not an issue right now.  Are there any other ways to invest safely and not have to use so much of my capital?