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Updated over 7 years ago,

Kevin Auyong's profile image
Kevin Auyong's profile image
Kevin Auyong
  • from Marietta, Ga
  • Member since Nov 17, 2013
Connect

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202
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118
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Kevin Auyong's profile image
Kevin Auyong's profile image
Kevin Auyong
  • from Marietta, Ga
  • Member since Nov 17, 2013
Connect
Kevin Auyong
  • Marietta, Ga
118
Votes |
202
Posts
Private Lending & Conventional Mortgage Advice

Calculating dti for home loan, does rent factor in?

Kevin Auyong
  • Marietta, Ga
Posted

I currently pay $1700 a month for rent.

Based on buying a house my mortgage, taxes, and insurance would come out to about $1300 a month.

When looking at my DTI for qualifying for a mortgage, does the lower cost for housing factor in at all since my housing cost drops $400 a month?

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