Mortgage cash flip within 1 year of purchase

[Antonio DeFlorio]

Short version. April purchased a 3 year old home. Foreclosure the previous owner gutted on his way out. Will be finished in 2-3 weeks. All done through personal cash. Should appraise for $125kish. Rural northern Michigan area. 4/2 detached 2 car 2300sqft 2.5 acres. 

Considering keeping it for myself. We like area. Few banks I have called will not mortgage it within 1 year of purchase for anything more than my original purchase price ($43k). Quoting Fannie/Freddie/Dodd regulations. Comical since place wasn't a house; no mechanical, no kitchen, even cut out wall outlets. I want to mortgage it for 80% LTV to get my money back.

Anyone know of a lender who would touch it?