Overcome Debt to Income (DTI) Ratio

[Brent Langlois]

I'm looking to acquire my second rental property and I'd like to use conventional financing, however it's looking like I'm going to hit a road block with a high DTI. Curios to hear how investors have overcome their high DTI ratios to get conventional financing (i.e. used a partner, significant cash reserves, etc..). It seems to me that unless you're paying cash or putting a significant amount down, your DTI will run up quickly with each acquired property.

With the new deal I'm looking at, and the lender agreeing to let me use 75% of the future rent income...I'm sitting at 0.57 with 0.45 being their requirement.

Input is much appreciated.