Best loan program for 5-10% down payment

[Sophie Jang]

Hello everyone,

I am looking to purchase a house in Orange County, CA in the range of $400-500k. I have mid 700 credit score, income is $80,000 for family of three, and can do 5-10% down payment. I looked into different programs such as FHA and Fannie Mae 90/10 lender paid mortgage insurance.

Are there any other lender programs I qualify for with low interest and/or low mortgage insurance?

Are there any recommendations on the best loan options?

Thanks!