Trouble securing FHA financing

[Chris Trupiano]

I'm currently working on my second deal and am looking to buy either a 3/4 plex. I'm trying to secure financing through a bank I worked with on my first property for a FHA loan. This bank qualified me for tradition financing for my first property (I put 25% down, it was a SFH), by my father co-signing the loan as I am still in college and do not have credit/income. For the FHA pre-qualifying I'm running into trouble securing it because the bank is saying there are FHA regulations and that they do not know if i can do it without income/credit. Would this not be solved by the co-sign? If I am unable to secure financing with this bank would it be a better option to pursue FHA financing from another bank/credit union or seek a different loan type (I went for FHA for the downpayment percent)?