Plenty of liquid assets...low income. How to find financing?

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Hi everyone,

I'm just starting out in REI and have run into a snag. I recently sold my business and want to start investing to generate cashflow. I have excellent credit, plenty of liquid assets but currently very low income. The banks I've spoken with all seem to have a problem with my income situation even though I have enough assets to buy the building outright. One mortgage broker had a lender that didn't need income verification and would loan based on the property's cashflow. The deal was 6-8%, 30 yr, 2 points. Seems high to me, but what do I know? What type of lenders should I be looking for? I live in the Philadelphia area.

I would love some advice or direction.

Thanks,

Paul