Super nervous dealing with mortgage brokers. HELP

[Nicholas Salvia]

So im not sure if this sounds stupid, but i found the property that id like to buy, got it under contract, now its time to get the mortgage. I DONT KNOW WHAT IM DOING. Iv contacted 2 different brokers, one is telling me GO FHA!

Selling price: $372,000

5% down with concessions

3.75% - payment is $1819.00 (with MI)

Another broker is telling me i can do 5% conventional? 

I only have the 10% down ($37,000) i could borrow the extra money for closing costs from a family member.

What do i do?? borrow the money and get a 10% down conventional loan?

do 10% down and just take the concession? (higher rate)

or do 5% FHA and get creamed by all the fees?

/help