Lender Recommendations... Local or big?

[Tyler C.]

So I'm looking for advice on what type of lender I should use. Initially wanted to go with PNC (my current banker). I inquired about a property a few months ago and the agent suggested I get pre-approved with a local company to make it easier to close (I think it was First Home Mortgage Co). My plan is to be pre-approved and make an offer with 20% down on the right home (walk-out basement for house hacking, and likely within 3 days of listing... market moves too fast here). Particularly I want a home that needs TLC under 250K in the College Park / Hyattsville area of DC. Drawn towards REO for obvious reasons. I have proof of funds for repairs, not sure what thats worth in the eyes of the lender. Any suggestions for a lender given my circumstances?