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Updated about 8 years ago on . Most recent reply

Ryan Seidel's profile image
Ryan Seidel's profile image
Ryan Seidel
  • from Saint Paul, Minnesota
  • Member since Jun 3, 2015
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Ryan Seidel's profile image
Ryan Seidel's profile image
Ryan Seidel
  • from Saint Paul, Minnesota
  • Member since Jun 3, 2015
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Ryan Seidel
  • Saint Paul, MN
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Private Lending & Conventional Mortgage Advice

Rates for multi family investor properties

Ryan Seidel
  • Saint Paul, MN
Posted

I have been working with a lender who has been giving me 0.625% above conventional 30yr mortgage. (ex. if the rate is at 4.5%, he will give me 5.125%) He says that is the adjustment because it is riskier to lend on multi-families, and investor owned. I have great credit and can come with 25% down so no reason I shouldn't get the best rate. Does this sound about right? 

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