Refinancing for a BRRRR

[Peter Crabtree]

I am finally seeing a light at the end of the tunnel on my duplex rehab and am starting to move towards renting. Thinking ahead, does anyone have any recommendations for the refinancing step? Unfortunately I am over budget, so I probably won't get all my down payment and rehab cost back out, so the higher percentage loan to value the better. I haven't had much luck talking to local branches. I would like to work with a local bank (Knoxville / East TN) but good terms trumps keeping local. I'm also aware I will probably have to wait until the property is "seasoned" before I can proceed on this phase. Any suggestions are greatly appreciated!