Financing woes

[Account Closed]

Hi BP, I'm new to real estate and I've been reading up a lot on buying and holding multifamily for cash flow. I'd love to purchase an apartment building but I don't have a strong credit history or a background in real estate to be convincing to lenders. Even worse, I don't have a down payment. I've noticed several sellers offering owner financing, and I'd like to use a mortgage/seller combination to purchase. I didn't realize, however, that a lender isn't going to approve a loan when the down payment is coming from the seller. 

There's a lot stacked against me and most people in the BP community seem to think that a nothing-down deal is a myth. Is there any reasonable way that I could make this happen? What lenders, if any, would approve me given my circumstances? Any advice you could give would be great. Thanks!