Best strategy for my first refi

[Brandon Halley]

I am weeks away from completing a major rehab project and I am looking for opinions, advice, and possibilities regarding permanent financing. 

A quick background. About a year ago, under my LLC I bought a distressed foreclosure using a private lender. I have since then done a significant rehab and improved the value, on top of a good buy. The house is now worth around 325k and I owe approx 145k to my lender. I am currently living in the house.

I would like to continue to live in the house for at least 2 years to take advantage of the capital gains incentive. I also would like to obtain permanent financing, pay off my private lender, and pull out as much equity as is safe and possible for my next rehab.

I know I should probably just go talk to a mortgage broker in town but thought maybe I could get an idea before walking in. I have never owned a house under my name before and thus never had a mortgage either, which, got me wondering maybe I could qualify for a first time homebuyer program. Basically, I'm just trying to figure out the best financial course of action once its complete.