Refinancing options for non us residents

[Simen Gundersen]

Hi everyone. I'm a non us resident and i'll have acquired my first SFH in the US by the end of the year.

As a non us citizen I have been able to get financing for 50% of purchase price at 10% interest, 3 points and 15 years amortization. This eats away almost all my profit however, so I am wondering how I would be able after I have closed on the property to refinance into better terms

Does anyone know what options I have to get my mortage costs down? 

It will be a turnkey property

Thank you so much

Areas i'm looking at: Ohio and Memphis