No money for %20 down!

[Rick Ducote]

I don't have the cash for this. I have been looking lately for a piece of property to buy for my first buy and hold(rent). I have found some potential properties, but ave been hesitant so far. My real problem is I don't ave the cash to put down for a conv loan. What I do have is credit cards with no balance on them that I could get the cash out to use. My question: Is this possible and is this a good way to get the cash if you don't have it? I don't have the equity in my own home to use a HELOC(Tried this already) and I don't know any other way to raise the cash except to just save. If I do this, though, I keep having this feeling i might miss out on some great deals.

Any advice?