Private Lending Bank vs Private Investor

[Brian McKelvey]

I wanted to get some advice or perhaps some guidance on what other people's experience with hard money lending bank vs private individual investors is. As a first-time RE investor, I don't have the upfront cash to fund the downpayment, and I'm not going to let that prevent me from being an investor. Is it more advantageous to work with a hard money bank or an individual investor? I have a feeling that most investors would agree that working with an individual willing to provide financing would be the better way to go, but I wanted to get people's thoughts as to what might be more advantageous. Thanks in advance for any responses!