Highest LTV Loan for Self Directed IRA

[Shawn Casinader]

I am looking to covert my IRA to a Self Directed IRA to help purchase investment properties. With the self directed IRA's the loan has to be non recourse and the highest LTV i I have been able to find is 70%/30% depending on the cash flow of the property. Is there a lender that offers a higher LTV than 70%/30% non recourse loan for Self Directed IRA's?

Thank you,

Shawn

[Darren Eady]

@Shawn Casinader

I'm not sure if you would like or need a caution here, but I have seen many people get stuck with a loan against their SDIRA on a property that can become a liability.  

Performing mortgage notes are a better investment for your SDIRA as they are assets only.  

If you purchase a home and max out a loan with your SDIRA and the tenant thrashes the property, and the home sits vacant, you MUST use your SDIRA to pay for the repairs and hold costs.  What if your SDIRA runs out of funds?  You get stuck!