Conventional Mortgage Loan Advice

[Amir B.]

Hello BP Community,

I got a MFH loan for $400,000 with my personal bank (Wells Fargo) back in June. It doesn't expire until October. The interest rate is 3.625%. WF has high lender fees and the interest rate could be better.

My question is should I shop around with smaller banks? I believe when one bank runs a hard inquiry, its OK to have others run it within 90 days and not affect my credit? 

I have been using bankrate.com to look at other options. However, when I inquiry the loan officer doesn't return my calls or emails. 

Please advise.

Thank you.